Every door into a Colorado home
Loan programs, minus the jargon
Seven ways to finance a home, each explained the way a friend would: who it's great for, what it actually costs, and the questions people really ask.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Colorado has real down payment help — CHFA programs can put thousands toward your down payment and closing costs for qualified buyers.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Peter will show you. When it doesn’t, he’ll tell you.
Learn more →No idea which one?
Completely normal. One text to Peter and you'll see your real options side by side — no homework required.
💬 Text Peter →Programs are tools. You need a builder.
The program matters less than the person matching it to your life. Tell Peter your situation — he'll bring the right toolbox.